Medicare

Medicare is a United States federal health insurance program that provides coverage for people who are 65 years old or older, as well as certain younger individuals with disabilities.

Medicare Explained 2026

by Destinee Schuster

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Help Filing for Medicare

You qualify for Medicare if any of the following is true.

  • You are 65+ years of age
  • You have received Social Security Disability benefits for 24 months (Medicare entitlement begins the 25th month)
  • You have End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant), or ALS (also called Lou Gehrig’s disease).

Frequently Asked Questions

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When will I be eligible for Medicare?

Medicare is the federal health insurance program for people who are 65 or older, or those under 65 who have disabilities and have been receiving Social Security Disability benefits for 24 months. It is also immediately available for people with End Stage Renal Disease, or Amyotrophic Lateral Sclerosis (ALS).

What’s the difference between Medicare and Medicaid?

Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with disabilities or certain medical conditions. Medicaid is a joint federal and state program that provides health coverage for some people with limited income and resources.

A, B, C, D Medicare? What does it all mean?

Part A (Hospital Insurance)

Covers a portion of the costs of inpatient hospital stays, skilled nursing facility care, hospice care, and home health care.

Part B (Medical Insurance)

Covers a portion of the costs for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and many preventive services.

Part C (Medicare Advantage)

An alternative to Parts A and B that bundles several coverage types, including Parts A, B, and usually D. It may also include vision, hearing, and dental insurance. You must sign up for Part A or Part B before enrolling in a Medicare Advantage plan.

Part D (Drug coverage)

Helps cover the cost of prescription drugs, including many recommended shots or vaccines. You must sign up for Part A or Part B before enrolling in Part D.

What does it cost to work with you?

There is no cost for our services. We work with many different insurance carriers who pay us separately.

Preview Plans

Plan Enroll helps you keep your prescriptions and doctor information current while previewing available plans.

Stories from Hardworking People Like You

Simply the best at what they do and amazing customer service. Top notch in knowledge, and are never too busy to help. I have sent friends who have reached out to me saying how impressed they were with Destinee and Feodora. Thank you ladies for making Medicare easier to understand, for making it effortless to get signed up. What an asset to the community!

Valerie M.

Destinee goes above and beyond to help clients, even when they’re a bit complicated. My husband and I are both grateful to Destinee, Patient Support Services and Feodora. When these staff say they will do something, they DO it.

We will always look to PSS for our health insurance needs. Experienced and quite knowledgeable. Professional. Clever. Thank you kindly!

Paula K.

Medicare Inquiry

Medicare is a government program that contracts with private health companies. As an appointed agency, we can enroll you into the plan that most fits your unique situation. We even review the drug formulary with each of your medications to make sure they are covered. You’ll walk away feeling educated and confident about your coverage.

New Clients

If you are a new client to Patient Support Services USA, we are glad to have the privilege of serving you! To help us best assist you, please follow these simple steps:

Step 1: Click “Get Started” below to enter your current prescriptions, doctors, and preferred hospitals via RetireFlo. Get Started

Step 2: Once completed, click the link below to schedule an appointment (either by phone or in our office) to meet with one of our team members. Schedule Now

Current Clients

If you are a returning client and would like to have your Medicare plan reviewed for the upcoming year, please click “Review Plan” below.

Review Plan

Upon clicking this link, you will be taken to RetireFlo to update your prescriptions, doctors, and preferred hospitals. Once completed, your profile will automatically enter our Plan Review Queue, and you will receive an email confirmation.

Note: Part C (Medicare Advantage) reviews will be sent via email. Appointments are available upon request.

Stories From Our Customers

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Valerie Madison profile picture
Valerie Madison
March 4, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Simply the best at what they do and amazing customer service. Top notch in knowledge, and are never too busy to help. I have sent friends who have reached out to me saying how impressed they were with Destinee and Feodora. Thank you ladies for making Medicare easier to understand, for making it effortless to get signed up. What an asset to the community!
Posted on Google Google
Arthea Rogers profile picture
Arthea Rogers
February 21, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Feodora is amazing. Great help, Professional, kind and knowledgeable!
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Jerry Wollenschlaeger profile picture
Jerry Wollenschlaeger
January 13, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
There is no one else to go to when it comes to dealing with your health and dealing with Social Security. Destinee makes sure you are informed on all your options and finds the best options for your personal needs. I am SO THANKFUL that Destinee has helped me and my family with our social security needs. Destinee will do the same for you!!!
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Elizabeth Allmer profile picture
Elizabeth Allmer
December 12, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Working with Destinee and her company was very informative and very helpful. I would recommend her and her company.
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Patti Krahmer profile picture
Patti Krahmer
December 6, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Destinee is the greatest. She really knows her stuff. Love working with her.
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Paula K profile picture
Paula K
December 5, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Destinee goes above and beyond to help clients, even when they’re a bit complicated. My husband and I are both grateful to Destinee, Patient Support Services and Feadora. When these staff say they will do something, they DO it. We will always look to PSS for our health insurance needs. Experienced and quite knowledgeable.Professional. Clever. Thank you kindly! M & M J Owings
Posted on Google Google
Brian Kurth profile picture
Brian Kurth
December 1, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Destinee at Patient Support Services USA in Brooks, Oregon is absolutely wonderful! When we were struggling to sort out pharmacy coverage for my parents who are in a care facility, Destinee didn’t hesitate—she personally called the facility and got everything straightened out quickly. She’s extremely knowledgeable and genuinely cares about helping people. The follow-up instructions she sent by email were incredibly detailed, clear, and easy to follow. It made a stressful situation so much easier. I would 100% use Patient Support Services USA again and highly recommend them. Thank you for going above and beyond Destinee!
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Tracy Condron profile picture
Tracy Condron
November 26, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Feodora is very knowledgeable and always willing to listen to your concerns. If you ever need help with Medicare or Social Security, contact Patient Support Services USA, LLC and speak to Feodora or Destinee. You will not regret it.

Reviews are provided by actual clients. Results may vary and are not guaranteed.